OGMA R&A provides experienced Chief Risk Officer and Risk Management oversight and guidance on an as needed or on-demand basis. On-demand services allow you and your company to have all the expertise without impacting headcount, or committing to the full salary and benefits of a full-time executive. This arrangement can provide your existing in-house analysts the necessary oversight on analyses or projects to achieve your objectives without impacting your existing team. If you find your existing team does not have the experience or skills necessary to achieve your objectives, OGMA can deploy a flexible resource pool of analysts that are trained on and understand the data, reporting, models, and other facets of your specific set of circumstances and become an augmented support staff. These resources are only paid for when used, which provides a variable cost structure and savings, that is often advantageous for clients.

Regardless of which direction you choose, this component can often be a natural next step after the Foundation is completed.

Risk Management On-Demand services can include, but are not limited to:

•Risk Management Assessment and Roadmap Development

•New Decision Engine Implementation or Evaluation

•Risk Strategy Evaluation and Re-development

•Regulatory/Compliance Review and Change Implementation

•Fair Lending Evaluation and Assessment

•Risk Management Staffing Support

•Process Mapping, Improvements, and Documentation

•Risk/Credit Committee Set-up and Oversight

•Due Diligence Support and current or potential Investor Meeting Support

•Loan Review

•Internal Audit Review and Augmentation

•Operational Assessment

•Loss Forecasting