Credit Risk Structure

Once the Foundation phase is complete and if you determine scope-based work will be a better fit for you and your team, OGMA R&A can work closely with your team to outline the specifics of your project needs. OGMA R&A’s scope and price specific work focused on reporting and strategy work will allow you to focus on the specifics necessary to provide your company with the individual reports or strategies you are looking for. The level of service you contract can be independent or in conjunction with model development or more in-depth risk management analysis to suit your needs.

 

Below are some examples of reporting, strategy, and assessment offerings:

  • Design and implementation of Custom Reporting including tracking life-time value, approval rates, profitability, delinquency, collections activity, or other important metrics for the relevant customer lifecycle stage

  • Reporting platform for easy access, comprehension, and distribution across organization

  • Decision Strategies utilizing generic or custom credit models

  • Strategic Implementation of cashflow data and scores

  • Assess consumer Ability to Pay

  • Evaluation of Existing and Creation of New Line Assignments/Loan Amounts utilizing custom credit and revenue models

  • Product and portfolio P & L creation and assessment

  • Assessment of current Collections environment

  • Optimize Lending dollars to revenue

Learn about the next level of support with Expanded Credit Risk here